Rideshare services like Uber and Lyft are woven into Massachusetts transportation, especially in Greater Boston. When a crash involves a rideshare vehicle, determining which insurance applies can be confusing.
Coverage depends on the driver's status at the time. When the app is off, the driver's personal auto policy applies. When the app is on but no ride is accepted, limited rideshare coverage applies. When a ride is accepted or in progress, the rideshare company's larger liability policy (up to $1 million) typically applies.
Massachusetts regulates Transportation Network Companies and requires specific insurance coverage. Injured passengers, other drivers, pedestrians, and cyclists may all have claims depending on the circumstances.
Because multiple policies and parties can be involved, rideshare claims are more complex than ordinary car crashes. Identifying the correct coverage is essential to recovering fair compensation.
If you've been injured in Massachusetts, Injury Claim Team can connect you with an experienced personal injury attorney at no cost. Call 973-566-5599 any time for a free, confidential case review — there's no fee unless you win.
Injured in Massachusetts? Your free case review is one call away. Reach us at 973-566-5599 — available 24/7, no fee unless you win.